Mobile commerce platform FreeCharge has introduced a new feature called ‘Chat and Pay’, which will enable Person-to-Person and Person-to-Merchant interfaces for Digital Payments. FreeCharge says the service will help customers to chat and pay in a secure way to friends, family and merchants in less than 5 seconds. It will also enable merchants to accept digital payments in less than 1 minute after registering on the FreeCharge App.